Welfare Matters

MEDICAL COVERAGE

Your employer is responsible for the payment of your medical bills. He or she has to buy medical insurance with coverage of at least S$5000 per year for each year you work in Singapore. The medical insurance covers your bills for hospitalization and surgery. It does not include outpatient treatment (e.g for minor illnesses such as flu, cough etc)

However, under the Employment of Foreign Manpower Act, your employer is responsible for the payment of ALL of your medical bills. For medical expenses not covered by the medical insurance mentioned above, your employer is still legally obliged to pay for your medical expenses. Your employer also has to buy an accident insurance in the event that you are involved in an accident. The insurance will cover your medical expenses and will compensate you for any disabilities suffered. It is your right to claim for this before you return home to Bangladesh.

ACCOMMODATION

Who is responsible for my accommodation in Singapore?
Your employer is responsible for finding a proper place for you to sleep. If you are living in conditions that are unhygienic, crammed or unsafe, you can make a report to the Ministry of Manpower (MOM)